I contacted Colm in 2017 on the recommendation of my Solicitor. At the time I had very substantial debts and was under a lot of pressure from my creditors. From the outset, Colm was very understanding of my circumstances and reassured me that there were several options available to me to improve my situation. He left no stone unturned in exploring every option, finally deciding that a PIA was the best solution for me.
When my wife and I first met with you we were at our wits end regarding our home. The bank had taken us to court on several occasions, even though we had engaged with the bank over the years. A solicitor in Dublin was helping us, but he felt we needed to engage with a P.I.P. My wife and I looked through the phone book and found your number.
They eventually came on board, and we were greatly relieved. Both of us are in no doubt that this agreement came through your determation to help us. Over the years we have had meetings with you, to explain how the agreement was going with the banks. Through all these meetings we felt your generosity, kindness, and above all not judged. Both of us feel more at ease with the situation. The plan you put in place for us to keep our home is working very well. We cannot thank you enough for the work you have put in for us. Yes, there are challenges ahead, but we know once we keep to our agreement, and with your help we will be mortgage, and dept free within a few years.
“From the outset, Colm was very understanding
of my circumstances and reassured me that
there were several options available to me to
improve my situation”
I would highly recommend Colm Arthur Personal Insolvency Practitioner. From my initial contact with Colm, I knew I had made the right decision in choosing an insolvency practitioner that was right for me. Colm explained in a clear manner the options available to me and the necessary steps to be taken.
During each step of the insolvency process, Colm guided me, impartially advised with no question too big or small. Each time I spoke with Colm or the team, my queries were dealt with in a prompt, professional but empathetic manner whereby I always felt at ease.
I found the customer service excellent, always friendly, willing to assist and accommodate in any way they could. It is a daunting process which was made much easier by Colm and his staff who prepared the necessary documentation and dealt with the Bank on my behalf.
I am forever thankful to Colm for the professional advice offered during this difficult time. Having come through insolvency, I can now start over again.
After the collapse of my husband’s business in 2008 we faced a very uncertain future for both ourselves and our family. Bankruptcy and the loss of our family home were very real possibilities. This caused us both to have many sleepless nights and both of us became very withdrawn. The stress of trying to make ends meet while fending off endless letters and phone calls..
We left the hotel with a renewed sense of hope and with our dignity restored. We started working with Colm immediately and he helped us deal with all our creditors by taking on responsibility for all communication with them. He assisted us in preparing the multitude of documents we needed to present our case for insolvency and negotiated with all our creditors to achieve the best possible outcome for us which included a substantial write off our debts. We are now just over halfway through the 6-year Personal Insolvency Arrangement Colm helped put in place for us. We are completely different people now.
While we still struggle financially to meet all our commitments, we know in 3 years we will once again have control over our destiny and be able to deal with the “normal” stress of household finances. We cannot recommend Colm and his small and dedicated team highly enough. Without their expert knowledge, tenacity and practical help we would not be where we are today. In all our dealings with Colm and his team, they have been positive, prompt, courteous and informative. Colm puts the “personal” into Personal Insolvency Practitioner in every possible way and all with kindness and a great sense of humour.
This is one debt we would love to be able to repay but will never be able to put a monetary value on. Thank you, Colm and all the team!
“Through all these meetings we felt your
generosity, kindness, and above all not
judged. Both of us feel more at ease with
I went to Colm through mabs. Only for him and his team I feel I would have been in debt forever. I was left to sort out two house mortgages and credit union loan on my own.
Colm sorted out banks, mortgage and credit union loan all in my wages means. I am now out the other side after 3 years and very happy. Thanks again Colm and team.
I was so lucky to find Colm when I began looking into a long-term solution to my debt problems. From my first meeting, Colm listened to my concerns and steered me in the right direction. He managed to secure my PIA as promised, which I admit at times I felt it was an impossible ask.
Despite how difficult my proposal was Colm continued to work away and as said managed to deliver what most other PIPs would have walked away from. To anyone considering meeting with Colm, I say do it now. The thoughts of your debt being worse than anyone’s is always in your mind, believe me I understand, however Colm is the man for the job. He won’t tell you something he can’t deliver, you know exactly where you stand at all stages of what is a difficult time but with Colms guidance it will only get better from that first phone call.